Stearns and Co.® is a full-service brokerage dedicated to providing insurance consultation, coverage acquisition, and claims assistance that is always courteous, professional, and trustworthy.
Whether you are an individual, a business owner, a family office, or a wealth advisor, our highly qualified and experienced team of insurance specialists will work closely with you to assess your specific coverage needs and develop a comprehensive insurance program to protect you, your family, and your future.
Has over 13 years experience in the Insurance Industry specializing in high net worth, VIP and Entertainment clientele. David started a commercial, Business and personal lines division from scratch that generated millions of dollars in premium. In addition, he has managed staff and provided risk consulting services for large companies.
And our customer service team is always here to address your concerns and ensure expeditious claims processing. We’ll even help facilitate emergency mitigation and repair when necessary.
commonly have a variety of coverage needs that include basic auto, homeowners, and health insurance, but there are some unique situations that can warrant additional indemnification. These may include construction projects, earthquake/fire/flood risks, high-value collections, investment properties, young drivers, and more.
may have more complex insurance needs, depending on the nature of the business, that encompass general and professional liability, assets and property protection, and even commercial auto coverage. Assessing the risks and planning accordingly is an important part of protecting the owners, the employees, and the business itself.
addresses the unique risk exposures of entertainment business managers, advisors, agents, and other representatives in the course of doing business. This specialized insurance covers the inherent risks associated with cancellations, equipment, intellectual property, medical, travel, and other liabilities.
Family Offices and Wealth Advisors
are charged with a significant responsibility for protecting and preserving substantial personal, family, and estate assets. Once these assets have been thoroughly identified and appraised, a comprehensive coverage program can be customized to establish a strong foundation for lasting security.
are often more likely to be subjected to false or unreasonable claims of bodily/personal injury or property damage and predatory litigation. Personal excess liability coverage provides a critical added layer of protection against potentially devastating financial losses in the event of a large-scale judgment or settlement.