Stearns and Co.® is a full-service brokerage dedicated to providing insurance consultation, coverage acquisition, and claims assistance that is always courteous, professional, and trustworthy.
Whether you are an individual, a business owner, a family office, or a wealth advisor, our highly qualified and experienced team of insurance specialists will work closely with you to assess your specific coverage needs and develop a comprehensive insurance program to protect you, your family, and your future.
With over 13 years of experience in the insurance industry, David Stearns is an expert in personal, business and entertainment insurance, specializing in high net worth and VIP clientele.
Ever since David started his insurance business from scratch, he has been building close relationships with insurance providers. This allows him to offer exclusive tailor-made policies to his clients, ensuring full coverage at all times.
On a personal level, Stearns remains dedicated to staying intimately familiar with the insurance needs of every single client. It’s not uncommon for Stearns to personally ensure client claims are resolved fairly and expediently. And unlike some “set-and-forget” brokerages, he also monitors client insurance portfolios to ensure their coverage is relevant to any personal life or business changes.
Experience the superior service and expertise of David Stearns and his team at Stearns and Co. Contact Stearns and Co. today for a full review of your current insurance policies and needs. When it comes to protecting your most valuable assets, we’ve got you covered.
Is the CEO and Owner of THCS Insurance services. He established the business in 2001 and specializes in Health, Large Group, Dental/Vision, Disability, Long Term Care, Medicare and small business. Over the past 13 years Fred has received numerous awards for his exceptional service such as the San Fernando Valley Insurance Journal “Most Trusted Advisor” along with Gold level top producer partner for Anthem Blue Cross and Blue Shield.
And our customer service team is always here to address your concerns and ensure expeditious claims processing. We’ll even help facilitate emergency mitigation and repair when necessary.
commonly have a variety of coverage needs that include basic auto, homeowners, and health insurance, but there are some unique situations that can warrant additional indemnification. These may include construction projects, earthquake/fire/flood risks, high-value collections, investment properties, young drivers, and more.
may have more complex insurance needs, depending on the nature of the business, that encompass general and professional liability, assets and property protection, and even commercial auto coverage. Assessing the risks and planning accordingly is an important part of protecting the owners, the employees, and the business itself.
addresses the unique risk exposures of entertainment business managers, advisors, agents, and other representatives in the course of doing business. This specialized insurance covers the inherent risks associated with cancellations, equipment, intellectual property, medical, travel, and other liabilities.
Family Offices and Wealth Advisors
are charged with a significant responsibility for protecting and preserving substantial personal, family, and estate assets. Once these assets have been thoroughly identified and appraised, a comprehensive coverage program can be customized to establish a strong foundation for lasting security.
are often more likely to be subjected to false or unreasonable claims of bodily/personal injury or property damage and predatory litigation. Personal excess liability coverage provides a critical added layer of protection against potentially devastating financial losses in the event of a large-scale judgment or settlement.